CreditShop Revenue and Competitors

CreditShop is a consumer lending company, headquartered in Austin, Texas. We work to make CreditShop loans easy to apply for and easy to understand. For many borrowers, finding an unsecured personal loan with a reasonable interest rate can be extremely difficult. Often, borrowers are forced to consider lenders that charge high interest rates and hefty fees, or request valuable items as collateral. With CreditShop, you may qualify for an interest rate ranging from 19.9% to 36%.* And CreditShop customers who make their monthly payments on time ... never pay ongoing transaction fees or prepayment fees. For all these reasons, a CreditShop loan might be a smart choice that costs less. * CreditShop loans generally range from $1,000 to $3,000. The Annual Percentage Rate (APR) is the cost of credit as a yearly rate and ranges from 19.9% to 36%. In some states, we may charge a loan processing fee or account set-up fee ranging from $25 to $100 when we establish a loan. If a loan processing fee or account set-up fee is charged, it will be clearly disclosed to you before you accept your loan and will be reflected in your APR. The minimum repayment period is 36 months or 3 years, while the maximum repayment period is 48 months, or 4 years, barring any unforeseen circumstance such as borrower default or payment modification. Borrowers should refer to their loan agreement for specific terms and conditions. Next-day funding is based on information submission and loan approval timing (prior to 1 PM ET) and your bank's funds transfer policies. Privacy: www.creditshop.com/privacy.html

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