I2IFunding Revenue and Competitors

i2i is a peer-to-peer (P2P) lending platform that connects verified borrowers with retail lenders. i2i provides alternative investment option to Investors and affordable loans to Borrowers. Borrowers can use loans for gamut of reasons like purchase of consumer durable, debt consolidation (i.e. repayment of credit card debt etc.), medical expenses, education expenses, cash cycle optimization etc. Borrowers can get fast loans at attractive interest rates as we go beyond CIBIL and assess their profile based on 40+ parameters using our proprietary credit score model. On our platform, investors can directly lend money to real people and earn high returns on their investments in easy, secure and seamless manner, earlier only available to banks / NBFCs. Apart from providing end to end loan services, i2i diligently uses unconventional data points of a borrower like education, employment, transactions, salary, social network etc and not just solely dependent on CIBIL score for lending recommendations. This helps an Investor in greater understanding of borrower's riskiness which leads to better credit decisions. In the process, an investor gets an opportunity to earn higher 'risk adjusted returns' while the borrower gets an opportunity to get funded at the lowest cost possible as per their risk profile and market based demand.