Yosemite Farm Credit Revenue and Competitors

History: Since 1916, Yosemite Farm Credit (formerly known as Federal Land Bank of Yosemite) has offered an ever-expanding variety of financing solutions for farming operation. Yosemite Farm Credit is a financial cooperative, part of the national Farm Credit system. Philosophy: Our customers are the reason we are in business. Yosemite Farm Credit (YFC) is a financial cooperative, owned by its customers. This means we provide superior service and competitive financial solutions in order to be a partner in your success. Delivering Shareholder Value: "Shareholder Value" is the combination of excellent customer service, competitive interest rates, desirable loan products and a strong commitment to agriculture. As a YFC borrower, you become a member of this financial cooperative, with stockholder voting rights, and an opportunity to share in the distribution of patronage dividends. These dividends are returned to our members following the end of every calendar year in which our net earnings meet objectives. In effect, these dividends reduce your cost of borrowing.