Homeowners Mortgage Enterprises Revenue and Competitors

Homeowners' wholesale mortgage services are delivered through three divisions: conforming wholesale, non-conforming wholesale and credit unions. While many of the basic product and service offerings are consistent across these divisions, we recognize that different types of organizations, with different types of customers, have distinct needs. That's why we've placed professionals in each of these areas to implement specific mortgage-building strategies. Homeowners can provide all types of fixed and adjustable rate mortgages for companies served by each division. We can work with any size bank, mortgage broker or credit union, bringing to the table anything a large bank or national mortgage broker can offer, and then some. Our relationship with Fannie Mae and our ability to offer their products is proof of that promise. Perhaps just as significant as our expanded product line is our willingness and dedication to serve our wholesale partners. We've built our business on a reputation for providing one-on-one service to retail customers, and our wholesale philosophy is no different. Because our roots are on the retail side, we have a better understanding of what it takes to succeed in the wholesale business-of what it takes to get to the closing table on time. Another key factor in the success of our wholesale partnerships is our flexibility. Whatever your company needs to build its mortgage business, we're there with what you need, when you need it. We offer three tiers of service to wholesale clients, allowing you to choose the appropriate level to manage your resources and maximize your business: 1. We process the loan entirely; you send us the application, we process and close the loan. 2. You process the loan; we prepare the closing package and provide table funding. 3. You process and close the loan; we buy the closed loan. As part of our three-tiered approach, Homeowners also offers a mentoring program, providing wholesale partners with training in underwriting, quality control, delivering loans to the secondary mortgage market, and servicing loans.