Carver Bancorp, Inc., is the holding company for Carver Federal Savings Bank, a federally chartered savings bank. Carver's principal lending activity is the origination of mortgage loans for the purpose of purchasing or refinancing one- to four-family residential, multi-family residential, and commercial properties. Carver also originates or participates in loans for the construction or renovation of commercial property and residential housing developments and occasionally originates permanent financing upon completion. In addition, Carver originates home equity loans and consumer loans secured by deposits.