In 1871, a group of public-spirited citizens founded Ridgefield Bank to provide for the financial well-being of residents and businesses in Ridgefield and neighboring communities. Three years later in Norwalk, another forward-looking civic group established Fairfield County Savings Bank. In January 2004 the two banks united to become Fairfield County Bank. In 2006 the Bank was reorganized as a mutual holding company operating under the name of Fairfield County Bank.