Australia's leading home loan specialist, Mortgage Specialist, High Interest Savings Account At RAMS, we’re here to make buying or refinancing a home as simple as possible. With a national network of over 80 home loan centres, our dedicated team of home loan specialists are a true source of strength for property buyers, guiding them, step-by-step, through the home buying journey - from the beginning until settlement and beyond. Our customers are at the heart of all we do. From the start, your RAMS home loan specialist will get to know your story, ambitions and needs so you won’t need to go through it again every time. Since 1995, we’ve helped over 150,000 Australians realise the great Australian dream of home ownership by providing competitive, simple yet flexible home loans. At RAMS we also offer a range of deposit products that are available online, and home, contents, and landlord insurance solutions through our referral partners.