Today's clients demand faster and even more personalized service from their financial advisors. The key to your success lies in unparalleled responsiveness, advanced insurance solutions and high level of support -- the kind of insurance solutions and support that Leisure Werden & Terry provides. Since 1927, LWT has helped financial services professionals acquire, grow and retain their most important assets -- their clients. Because brokerage is our only source of business, we focus exclusively on your needs and the needs of your clients. With offices in Southern and Northern California, LWT offers life, annuity, pension and long-term care insurance products issued by a variety of leading companies. Additionally, we represent other major carriers who specialize in impaired risk underwriting. As a leader in insurance brokerage services for more than 84 years, we have the expertise guaranteed to help you succeed. From selecting the right product for your clients to assisting with complex underwriting issues, let LWT become your partner in excellence.