First Commonwealth Financial Corporation is a Pennsylvania business corporation established in 1983, registered as a bank holding company by the Board of Governors of the Federal Reserve System. First Commonwealth has assets of $6.0 billion and is headquartered in Indiana, Pennsylvania. It operates through First Commonwealth Bank, in 15 counties in western and central Pennsylvania. Financial services and insurance products are provided through First Commonwealth Financial Advisors and First Commonwealth Insurance Agency. The company also jointly owns Commonwealth Trust Credit Life Insurance Company, a credit life reinsurance company. Statements contained on this site that are not historical facts are forward looking statements as that item is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from estimated results. Such risks and uncertainties are detailed in the Company's filings with the Securities and Exchange Commission.