Focus is on Commercial insurance with expertise in Construction accounts which includes bonding needs as well as manufacturing companies with world wide sales.\r\n\r\nWe create customized insurance programs focusing on identifying coverage shortfalls with an eye on premium cost reduction.\r\n\r\nWe also have a separate professional insurance division providing access to various insurers who provide Errors & Omissions Insurance (E&O) and Directors & Officers Insurance (D&O) policies.\r\n\r\nOur financial services division provides executive insurance products such as life, disability, critical illness, and buy/sell insurance products. Employee benefit plans are also a large part of what this division provides.