Creative Business Decisions is a decision management solutions company, headquartered in Princeton, New Jersey.
Over the last 30+ years, we have worked for American Express, Citibank, Mercedes Benz, Nationwide Auto, Royal Furniture, Tidewater Lending, and hundreds of other large and small companies around the world, to optimize returns on their credit portfolios through our custom built empirical and behavioral scoring models. We help our clients:
Increase their customer base without increasing risk
Reduce default rates and save on credit losses
Have consistency in decision-making
Automate lending decisions
Measurably lower the cost of collections
Increase the lifetime value of customer relationships