First National Lincoln Corporation (the Company) is the parent holding company of The First National Bank of Damariscotta (the Bank). The Bank has seven offices in Mid-Coast Maine and six branch offices in Waldoboro, Maine, Boothbay Harbor, Maine, Wiscasset, Maine, Rockport, Maine, Camden, Maine and Rockland, Maine. The Bank also maintains an Operations Center in Damariscotta. It emphasizes personal service to the community, concentrating on retail banking. Customers are small businesses and individuals for whom the Bank offers services, including checking, savings and investment accounts, consumer and commercial and mortgage loans. In addition to providing banking services, the Company provides investment management and private banking services through Pemaquid Advisors, which is an operating division of the Bank.