Incuto is a socially profitable financial technology company, based in the north of the UK. We work with Credit Unions and the Community Banking sector, as a technology partner, to develop financial technology aimed at helping everyone access low cost, high quality financial services. We recognised that the credit union and community banks have a legacy debt of technology, requiring back-office efficiency, improved access to information and affordable access to the payment networks, to allow them to become real challengers, and better serve their communities.