Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties; with a loan office in Presque Isle county.
The Bank is owned entirely by CNB Corporation, a publicly owned company. As of June 30, 2018 CNB Corporation had approximately 911 shareholders. The shareholders of CNB Corporation reside principally within the Bank's market area of Cheboygan, Presque Isle and Emmet counties. The stock's symbol is CNBZ and the current stock price can be found at www.cnbismybank.com/shareholder-relations
The Bank presently has 75 full-time employees and 2 part-time employees with average tenure of the full time employee of 11 years.
The Bank's main office is in Cheboygan with additional ull service branches located in Onaway, Mackinaw City, Indian River, Alanson and Petoskey with a Loan production office located in Rogers City. In the Village of Pellston, located in Emmet County, the branch is a 24-hour E- Branch.
As a community bank, Citizens National takes pride in contributing to the communities it serves, not only monetarily but in service as well. The directors, officers and staff are involved in over 79 local non profit organizations and donated over 2359 hours of their time and expertise in 2017.