Wellington is a financial services organization specifically deploying resources in one of three areas of operation including risk retention, risk distribution and financial services within the insurance industry. Wellington is a specialist in triaging residential property risk. Deploying a robust collection of product tiers issued with multiple insurance carriers, Wellington creates a virtual insurance marketplace through which agents can efficiently provide policyholders choice, and subsequently, close sales. Through prudent assumed reinsurance positions into its wholly owned insurance company, Wellington takes insurance risk on every policy bound thereby generating a tradition of underwriting excellence evidenced with a historically superior risk-adjusted return on equity for itself and its partners. These activities comprise Wellington’s risk retention and risk distribution businesses.