We are a not-for-profit financial cooperative. By establishing a savings account with us, you become not only a member but an owner of the credit union. We answer to YOU, not a select group of stockholders, and reward YOU with higher savings rates, lower loan rates and lower/fewer service charges than what you'd get at profit-driven financial institutions. ALL members at Arsenal Credit Union profit individually and collectively. We are federally insured by the National Credit Union Share Insurance Fund, which is considered the strongest federal insurance fund in the nation. In other words, your money's safe with us.