Home Overview i101 Plan Benefits Get Started Testimonials Overview A Quick Overview of the 101 Financial System 101 Financial has developed a simple to use money management educational system that puts you in the driver's seat and in total control of your financial life. Our system will teach you how to organize your financial life, how to pay off your debt in the shortest possible time and how to build a positive credit history. Most importantly, the 101 system will teach you how to save 10's or even 100's of thousands of your hard earned dollars. Did you know that: For every $1 you borrow you will pay about $2.50 in interest on a 30-year term home loan. It takes 21 years of paying your mortgage before the interest payments equal the principal payments. 90% of your mortgage payments go toward interest and only 10% toward the principal during the first few years. A $10,000 credit card balance would take over 31 years paying the minimum payment and cost over $14,600 in interest.