NC Mutual holds a rich, longstanding history of committed service to the community. Founded in 1898, NC Mutual is the oldest North Carolina incorporated business incorporated prior to 1900 that is still in business. NC Mutual's seven organizers were active in business, education, medical and civic life in the community. Headquartered in Durham, NC Mutual offers premium access to basic term life, supplemental term life, accidental death and dismemberment, long term disability, short term disability, life reinsurance, benefits planning, risk management guidance, comprehensive administrative support and other employer insurance offerings.