Jefferson Capital Systems is one of the nation’s leading purchasers of secured and unsecured consumer bankruptcies and charged-off receivables. In addition to purchasing, we offer unique third-party servicing capabilities including a Payment Rewards Collection Program and a full suite of bankruptcy servicing solutions. Jefferson Capital’s growing client base includes Fortune 500 creditors, banks, telecommunication and utility providers, credit card issuers and some of the nation’s largest auto finance companies. Jefferson Capital was founded in 2002 and is headquartered in St. Cloud, Minnesota (United States) with additional affiliates and operations located in Minneapolis, Minnesota (United States), Denver, Colorado (United States), Basingstoke, England (United Kingdom), London, Ontario (Canada) and Toronto, Ontario (Canada).