First United Corporation is a financial holding company that serves as the parent company of First United Bank & Trust, OakFirst Life Insurance Corporation, OakFirst Loan Center, Inc., OakFirst Loan Center, LLC and First United Capital Trust. First United Bank & Trust provides a complete range of retail and commercial banking services to a customer base serviced by a network of 20 offices and 30 automated teller machines (ATMs). This customer base includes individuals, businesses and various governmental units. OakFirst Life Insurance Corporation is a reinsurance company that reinsures credit life and credit accident and health insurance written by American General Assurance Company on consumer loans made by First United Bank & Trust. OakFirst Loan Center, Inc. and OakFirst Loan Center, LLC are finance companies. First United Capital Trust is a Delaware Business Trust.