Howard Bank is a full service commercial bank focused on making a difference in the communities within Greater Baltimore which we serve. We have grown from a smart idea to a full service community bank serving an ever-growing business community. Historically, the bank has focused on combining high touch outreach with expert advice and a broad array of commercial services for growing small and medium sized businesses. We understand the challenges and opportunities facing a growing business like yours because we are one. First, we listen and then we respond with financial solutions that make sense. Having local decision makers allows us to act quickly. Having experienced, knowledgeable bankers allows us to put together solutions to meet our customers' needs.