Community Choice Financial Inc.â„¢ (CCFI) is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services to help them manage their day-to-day financial needs including short-term consumer loans, installment loans, check cashing, prepaid debit cards, money transfers, bill payments and money orders. CCFI is the parent company of CheckSmart and other payday lending and check-cashing businesses.