Southside Bancshares, Inc. is a bank holding company for Southside Bank (the Bank). The Bank is a community-focused financial institution that offers a full range of financial services to individuals, businesses and nonprofit organizations in the communities it serves. These services include consumer and commercial loans, deposit accounts, trust services, safe deposit services and brokerage services. The Bank's consumer loan services include one- to four-family residential mortgage loans, home equity loans, home improvement loans, automobile loans and other installment loans. The Bank's deposit products include savings, money market, interest and non-interest-bearing checking accounts and certificate accounts. The Bank's trust services include investment, management, administration and advisory services, primarily for individuals and, to a lesser extent, partnerships and corporations. Through BSC Securities, L.C., the Bank offers full retail investment services to its customers.