Hingham Institution for Savings (the Bank) is a state-chartered savings bank located in Hingham, Massachusetts. The Bank provides a variety of financial services to individuals and small businesses through its six offices in southeastern Massachusetts. Its primary deposit products are savings, checking and term certificate accounts. The Company offers a range of loans for individual clients, including personal loans, overdraft protection, auto, passbook and student loans. It also originates home equity lines, home equity loans, adjustable-rate mortgages and fixed-rate mortgages. For businesses, the Company offers flexible loan options, as well as real estate financing, commercial credit lines, equipment and installment loans and overdraft protection. Hingham's main offices are located on Main Street, Hingham, Massachusetts. It also maintains branch offices in South Hingham and the neighboring towns of Cohasset, Hull, Scituate and Weymouth.