With a staff of just six employees, Credit Adjustments, Inc. (CAI) opened its doors for business in 1977. Headquartered in Defiance, Ohio, we’ve since evolved into a 100+ employee receivables management company with four call centers and additional offices in Georgia, Minnesota and New Hampshire.In 2008, CAI became a Contract Holder of the General Services Administration, offering the assurance of financial stability, past performance and the nationwide capabilities associated with this credential. CAI also achieved nationwide licensing during the year.