Summit State Bank (the Bank) is a state-chartered commercial bank operating a traditional community banking business within its primary service area of Sonoma County in California. The Bank operates through five offices located in Santa Rosa, Rohnert Park, Windsor and Petaluma. The Bank provides an array of financial services to small-to medium-sized businesses, and their owners and employees, professionals and professional associations, entrepreneurs, high-net-worth families, foundations, estates and to individual consumers. The Company’s lending activities are primarily focused on commercial real estate, construction and business loans. The Bank offers an array of deposit products and services for both commercial and consumer customers, including electronic banking, cash management services and electronic bill payment. It provides a set of loan products, such as commercial loans and leases, lines of credit, home equity lines of credit and construction loans. (Source: ARS)