If you\'ve never banked with an online bank, or even if you have, we are happy to show you how easy and convenient banking with First IB can be. Step 1: Learn about the advantages and ins-and-outs of banking with First IB. Step 2: Move into Personal Accounts or Business Accounts to find the account that matches your needs. Step 3: Apply online Three simple steps, and banking will never be the same for you!