UniCredit is and will remain a simple successful pan-European Commercial Bank, with a fully plugged in CIB, delivering a unique Western, Central and Eastern European network to its extensive client franchise. UniCredit meets the evolving needs of its clients with a full commercial offer which harnesses strong synergies between the different business divisions, including CIB, Commercial Banking, and Wealth Management. UniCredit offers its clients both local and international expertise by providing unparalleled access to market leading products and services in its 13 core markets through its European banking network: Italy, Germany, Austria, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Romania, Russia, Serbia, Slovakia, Slovenia. Leveraging on an international network of representative offices and branches, UniCredit serves clients in another 18 countries worldwide.