F&M Bank is proud to be an independent community bank with an extensive history in the Shenandoah Valley.
Chartered on April 15, 1908 as a state chartered bank in Timberville, VA, F&M is the oldest banking business native to Rockingham County, and the only publicly traded corporation based in Rockingham County, VA.
F&M Bank serves the Shenandoah Valley with full-service branches, a network of ATMs, and a wide variety of financial services. Both individuals and businesses find the organization's local decision-making, and up-to-date technology provide the kind of responsive, knowledgeable, and reliable service that only a progressive community bank can. Farmers & Merchants Bank has grown to over $700 million in assets — celebrating its most successful year in history in 2015 — and boasts over 160 full and part-time employees.
Its conservative approach to finances and sound investments, along with excellent customer service, has made F&M Bank profitable and continues to pave the way for a bright future.
F&M Bank Corp. (FMBM), incorporated in Virginia in 1983 as a one-bank holding company, owns 100% of the outstanding stock of its affiliate F&M Bank and TEB Life Insurance Company (a captive life insurance company). Farmers & Merchants Financial Services, Inc. (our investment division) are wholly owned subsidiaries of F&M Bank. VBS Mortgage is a majority owned affiliate of F&M Bank.
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