Howden Group Holdings is a leading international insurance group with employee ownership at its heart. Founded in 1994, it comprises Howden Broking, underwriting business DUAL, and data analytics and digital delivery business HX. Howden Group Holdings' businesses operate across Europe, Africa, Asia, the Middle East, Latin America, the USA, Australia and New Zealand, employing 6,000 people in 40 territories. For more information, please visit www.howdengroupholdings.com OUR COMPANIES: Howden Broking: www.howdengroup.com Howden Specialty: www.howdenspecialty.com/ DUAL Group: www.dualgroup.com