At Refresh, our goal is to provide Canadians with access to credit while increasing their financial savings at the same time. We lend money, however we are not traditional lenders. We provide affordable Savings Loans to Canadians looking to rebuild their credit and help them build a brighter financial future. We take a new approach to credit. We believe that Canadians with no credit, or bad credit, need better access to financial products that help them build a strong financial future. Refresh focuses on delivering innovative products combined with outstanding customer service. Credit buliding, Forced Savings, Financial Literacy, Credit Monitoring