Oak Valley Bancorp operates as the holding company for Oak Valley Community Bank, which provides various banking products and services in California. The company�s deposit products include demand, negotiable order of withdrawal, money market, savings, and time deposits, as well as certificates of deposit and individual retirement accounts. It also offers a portfolio of loans comprising commercial real estate loans, commercial loans, real estate construction loans, agriculture, and residential real estate and consumer loans. As of August 18, 2008, the company operated 12 branches, including each one in Oakdale, Sonora, Turlock, Stockton, Patterson, Ripon, and Escalon; two branches in Modesto; and three branches in their Eastern Sierra Division, which includes Bridgeport, Mammoth Lakes, and Bishop. The company was founded in 1990 and is based in Oakdale, California.