WesBanco, Inc. is a bank holding company that offers a full range of financial services, including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and insurance. WesBanco operates a commercial bank, WesBanco Bank, Inc., through 72 offices located in West Virginia, Central and Eastern Ohio and Western Pennsylvania. WesBanco also offers services through its non-banking affiliates, WesBanco Insurance Services, Inc., a multi-line insurance agency specializing in property, casualty and life insurance for personal and commercial client, and WesBanco Securities, Inc., a full-service broker-dealer, which also offers discount brokerage services. Total assets of WesBanco Bank, Inc., as of December 31, 2002, approximated $3.3 billion.