Originally chartered in 1940 to serve Norfolk & Western Railroad employees, Member One Federal Credit Union has grown to become one of the largest credit unions in the region. Today, Member One serves a membership of over 60,000, has assets over $525 million, and extends credit union services to more than 500 companies and organizations. The financial integrity and stability of our organization have remained a steadfast source of confidence for our members for over seven decades. As a not-for-profit financial cooperative owned and operated by our members, Member One reinvests all profits in our members by offering higher dividend rates on deposit accounts, lower rates on loans, fewer fees and 24/7 convenience. Member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country.