SunTrust Banks, Inc.,is one of the nation's largest commercial banking organizations.As of March 31, 2002, SunTrust had total assets of $106.2 billion and total deposits of $69.5 billion. The company operates through an extensive distribution network in Alabama,Florida, Georgia, Maryland, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally.Its primary businesses include deposit, credit, trust and investment services.Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services.