Atome is a leading "buy now, pay later" brand that splits consumers' bills into three equal, zero interest payments over time. Pronounced as "A-To-Me", short for "Available to Me", Atome partners over 2,000 online and offline retailers across key verticals such as fashion, beauty, lifestyle, fitness and homeware in offering their consumers choice, flexibility and convenience in how they choose to shop and pay. Our service is available in Singapore, Malaysia, Indonesia, Vietnam and Greater China. Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers by giving them smarter access to their aspirations. Our tagline, “Time to Own Itâ€, plays on the core concept of time; in how Atome helps people to pay and afford products and services over time, but at a deeper level, it's also an immediate call to action for consumers to own their deepest passions and aspirations. Atome is part of Advance Intelligence Group, a Series-C AI-driven technology company headquartered in Singapore, with operations across Southeast Asia, India and China. Advance Intelligence Group was recently ranked No. 5 on LinkedIn's 2020 Top Startups List in Singapore.