Fluency is a market leading blockchain technology company. Our innovative Aureum technology is specifically designed to enable CBDCs. We are evolving Fluency to be a network of networks—in order to enable the movement of all types of money across a variety of payment flows through our Aureum platform and beyond. With this strategy in mind, we‘re focused on helping clients who want to participate in using new digital currency flows using an innovative universal network for all types of digital currencies including CBDCs and stablecoins. Fluency yields active central bank and governments engagements. We are appointed to the world’s key CBDCs and payment systems projects innovating world’s most traded currencies - GBP, EUR & USD. We provide banks and enterprises with ability to make and receive payments, regardless of currency, channel, or form factor. Aureum is the first and only solution that was built specifically with the goal of integrating CBDCs into the real world. Using an Account model with each CBDC asset available in the platform deployed in the form of a smart contract, our blockchain platform has the capability of delivering crucial features such as: - instant and near-zero cost transactions, - programmability, - identity management, - digital privacy & security, - monetary policies, - offline payments - interoperability - whether that means connecting to external CBDC networks between countries, other financial systems eg. RTGS or connecting Aureum with vetted private stablecoin networks. We are bridging the gap between DeFi and CeFi