ELM Resources makes your student loan management tasks simple, easy, and flexible. The ELM system provides you with automated Federal Family Education Loan Program (FFELP) and alternative loan data exchange, updates, funding, and information through the Internet. ELM's Members and Affiliates cooperate to provide you with a common data exchange system so they can compete on price and other services. ELM Resources is a not-for-profit company supported by the lenders, guarantors, and servicers who are its members.