Paynuity is an full service white label payment processor and banking services company providing a fully-integrated best-in-class suite of innovative secure payment services, such as authorizing, settling, and acquiring credit/debit transactions, card issuance for banking clients, and AI/ML based real-time actionable data intelligence and insights as a service. Paynuity is quickly becoming a central point of payment clearing interconnectivity between merchants, payment facilitators and ISOs, acquiring banks, and payment acquirers through innovating digital transaction processing and enabling direct-to-bank settlement for peer to peer and/or merchant to merchant transactions as well as other vertically integrated DTC solutions. Paynuity will become a central point of payment clearing interconnectivity between merchants, payment facilitators and ISOs, acquiring banks, and payment acquirers by innovating digital transaction processing and enabling direct-to-bank settlement for peer to peer and/or merchant to merchant transactions as well as other vertically integrated DTC solutions.