RAI Group started thirty years ago as an information technology company servicing the healthcare and retail industries. When a client had difficulty with its private label credit card processor, RAI came to the rescue by developing its own private label credit card operation in response to that client's specific needs and requirements. As an outgrowth of its consumer credit business and in response to the changing landscape of the commercial lending and banking industries, RAI has evolved into a multifaceted asset-based lender. From its headquarters in Northern New Jersey, RAI offers a wide range of financing options, management consulting, and customized financial and computer-based services for middle market companies throughout the United States and Canada. The company is an active member of the Commercial Finance Association.