Blockchain-based cooperative banking for international SMEs and high-risk online merchants. Everex develops a hybrid GPR bank card on V/MC rails offering global issuances and same day settlements in USD Stablecoins for cross-border money transfers and online payments. Everex holds 6 years track record of Blockchain R&D and was the first company to introduce the application of Stablecoins in low-cost instant payment settlements in 2016.