Spring Oaks Capital is a national debt buyer of consumer and small business non-performing portfolios. We subscribe to an employee and consumer-centric operating philosophy that creates high-value jobs, a significant performance lift and highest standards of compliance. Our business strategy is designed around innovative data-driven technology to maximize collection results and a contact platform that offers multi-channel options to meet each consumer's communication preference. Spring Oaks Capital has the management vision and experience to nurture a culture and DNA that is unique in the space.