Capitec is South Africa's leading digital bank with over 6.9 digital banking clients. We have also been named the third strongest banking brand in the world. Through our innovative solution to banking, called Global One, we allow over 13.5 million of our clients to transact, save, insure and access credit in real-time. We give all our clients access to the same affordable service, regardless of their level of income. We currently have more than 840 branches and over 13 500 employees serving South Africans, and we are still growing. Our growth focus is not only on our clients, but also on our employees. Our employees have access to training and development opportunities to help them unlock their full potential. We are passionate people who deliver consistently on our clients' needs. By simplifying banking, we help our clients live better.