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FlexWage is on a mission to deliver financial simplicity and huge savings to the Lower and Middle Income worker/consumer. Our solution eliminates the need for expensive financial services, both traditional banking and alternative. The FlexWage pay card program combines the best features of payroll cards with the advantages of On Demand Pay. On Demand Pay gives employees responsible access to their earned wages between regularly scheduled paydays, without the high cost of bounced checks or payday and other short term loans. It allows employees to break the debt cycle and eliminate financial and psychological hardships. This combination delivers unmatched financial empowerment to the LMI market segment.