The First Bancshares Revenue and Competitors

The First Bancshares, Inc. operates as the banking holding company for The First, A National Banking Association that provides commercial and retail banking services to small to medium-sized businesses, professional concerns, and individuals. It accepts various deposit products, such as checking accounts, NOW accounts, and savings accounts; time deposits, including money market accounts and certificates of deposit; and individual retirement accounts. The company provides commercial loans, including secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans, such as equity lines of credit, and secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. It also originates loans to purchase existing or construct new homes, and to refinance existing mortgages. In addition, the company offers Internet banking services, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, travelers’ checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, automated teller machines, and VISA and MasterCard credit card services. It has operations in Hattiesburg, Laurel, Purvis, Picayune, Pascagoula, Bay St. Louis, Wiggins, Gulfport, Biloxi, Long Beach, and Diamondhead, Mississippi, as well as in Bogalusa, Louisiana. The First Bancshares, Inc. is headquartered in Hattiesburg, Mississippi.