Richards Insurance Agency Revenue and Competitors

Richards Insurance Agency, Inc. provides a complete line of insurance products: personal lines insurance, commercial lines insurance, in addition to life and health products for individuals and groups. We also offer certain consulting, retirement and financial services. In order to provide you or your organization with the products and services you've asked for, we may need to know confidential information about you, your employees or your organization. We believe that information personal to you, your employees or your organization should be respected and protected. We are committed to protecting this information and using it only as appropriate to provide you with the best possible service, products and opportunities. This privacy statement describes our information practices and policies. Much of the information we need comes directly from you or your employees; things like social security numbers, addresses and phone numbers. But, we may also have to find out more about you or your organization from other sources. For instance, to quote personal insurance, standard consumer reports will be ordered from the motor vehicle department or other independent reporting sources as part of processing your application. We routinely obtain a record of accident claims and violations on auto insurance, and claims, home value and condition for homeowner insurance. Information on credit history helps us to determine potential discounts for you. You have the right to request a copy of any of these reports by contacting us for the name and address of the reporting company. To quote individual or group health and life insurance, insurance carrier applications often ask for Protected Health Information (PHI). It is the Company's policy to comply fully with the Health Insurance Portability and Accountability Act of 1996 (HIPAA). To that end, all members of the Company's workforce who have access to PHI must comply with the company's detailed privacy procedures. We treat what we know about you, your employees or your organization in a strict, confidential manner. Our employees sign Confidentiality Agreements as a condition of employment and take great care in handling customer information. They may get information about you, your employees or your organization only when there is a good reason to do so. We do not sell your personal information to anyone. We do not disclose your personal information to third parties - people and companies that are not affiliated with us - for their own marketing purposes. We take steps to make our computer data bases secure and to safeguard the information we obtain. Richards Insurance takes precautions - including administrative, technical, and physical measures - to safeguard your information against loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction. We may use what we know about you, your employees or your organization to help us serve you better. We may use it, and disclose it to others for any purpose allowed by law. For instance, reasons we may find it necessary to use personal information includes, but is not limited to: Help us evaluate a request for insurance products and services, Obtain insurance company quote information, Confirm or correct information we get, Service your policy, Investigate and pay claims, Process transactions that you request, Help us comply with the law, and Do what a court or government agency requires us to do. When we disclose information to others to perform business services for us, they are required to take appropriate steps to protect this information. And, they may use the information only for the purposes of performing those business services. You have the right to access the personal information that we collect about you in connection with your insurance transactions with us. Generally, we will let you review what we know about you or your organization if you ask us in writing. If you believe that any of the information is in error, you have the right to request us to correct it. Send your written request, including your policy number and the information about which you are concerned to the address listed at the end of this policy. We will provide a notice of our privacy policy annually, as long as you have a continuing customer relationship with us. This policy may change from time to time, but you can always review our current policy by visiting our website. If you want to know more about our privacy policy generally, please contact: Beth Baldowin Human Resources Department Richards Insurance Agency, Inc.