MINES Revenue and Competitors

Mines is a fintech startup redefining credit in emerging markets. Imagine a world where every time you go to the doctor you pay cash up front before you are treated, where every time you rent an apartment you pay 2 years cash up front, or where your monthly paycheck is frequently delayed for months at a time. Then imagine that same world without credit cards or bank accounts or robust credit bureaus. This is every day life for more than 3 billion adults around the world and we are on a mission to change it. Mines offers a Credit-as-a-Service platform that enables institutions in emerging markets to offer digital credit products to their customers; no smartphone is required. We use cutting-edge AI technology to enable banks, mobile operators, retailers, and payments processors with large customer bases and large data sets leverage their data to create the customers of tomorrow, today. By mining high-volume data like phone records, bank records, and payment transactions in real-time, we instantly assess credit risk in markets that lack robust credit bureau infrastructure. We then layer identity, origination, payments, loan lifecycle management, and customer service to form a holistic digital credit platform. The net result is a seamless user experience where customers can apply for and receive a loan in less than 60 seconds or make instant purchases with virtual or physical credit cards. We're hiring! Email CV/resume to careers@mines.io.