Flagship Credit Acceptance Revenue and Competitors

Flagship's programs are designed to serve customers who have limited access to automobile financing through traditional lending sources. Many of our customers have experienced prior credit difficulties or have limited credit histories and generally have FICO® scores ranging from 525 to 675. Flagship's philosophy on lending is to offer a product targeted to working-class consumers, seeking to finance their primary means of transportation. Flagship originates or purchases automobile contracts that are secured by new and used automobiles purchased by consumers from predominantly franchised or established independent automobile dealerships. Flagship currently works with over 7,000 automotive dealerships nationwide.