Equity Bank Revenue and Competitors

Equity Bank, N.A. became the official name of the National Bank of Andover (NBA) on January 1, 2004 after the purchase of NBA by a group of local investors (headed by our Chairman/CEO, Brad Elliott) in June of 2003. NBA was chartered in 1985 and served the city of Andover exclusively, until adding a second location in East Wichita in 1998. In February 2005, we purchased the Wichita branches of Hillcrest Bank, almost tripling the bank's assets and adding two more branches in Wichita. Equity Bank opened a loan production office in the Kansas City area in April 2006, a stepping stone for larger expansion into the Kansas City market. In June 2006 we acquired a locally owned mortgage brokerage operation in Wichita called Mortgage Centre. The Mortgage Centre has provided $1.5 billion in home loans to the Wichita area over the past 15 years and is one of the top mortgage lenders in the Wichita area. In October 2006 we also purchased a charter for a bank in Missouri, allowing us to open a retail branch at our loan production office in Kansas City, and forge ahead in the Kansas City market. We purchased the Kansas City branches of Signature Bank KC in November 2007, adding $60 million in assets and two new locations in Overland Park and Spring Hill, Kansas. We continue to look toward the future and are excited for the growth and opportunities that lay ahead. When asked about the goals of Equity Bank, Brad Elliott, Chairman/CEO states: "Our primary goal is to help our customers manage the equity they have today, and work to build equity for their future. We provide small businesses the opportunity to work with a banker that is willing to learn what they do; to be partners in the success of both their business and the bank." Equity Bank has a strong commitment to our customers. We understand that you have a choice where and with whom you do your banking business. That's why at Equity Bank you can expect a banker that calls you by name, exceptional customer service, products that meet your financial needs, people that care about your financial future, and a banker that treats you like an equal. What makes Equity Bank different from other local banks? We asked ourselves one very important question: Can we combine everything that's good about community banks with the competitive products and services that give the big banks their edge? And the answer - is yes. At Equity Bank, you'll find better products, better services, and the highest rates on savings and free checking accounts. Equity Bank gives a commitment to do our best to earn your business, be responsive to your requests and to partner with you for success. We realize that our success is dependent on your success!